Walmart Check Fraud

WARNING: If You Get a Check From Walmart in the Mail it Means…

Scams are rampant these days, with most of them taking place on the internet. One group of scammers, however, have found a new way to drain funds from your bank account.

A group of scammers is sending out fake checks, like the one pictured above. It also comes with a letter like this:

The Massac County Sheriff’s Office issued the following warning:

A new scam to hit this area is the Walmart scam. A person receives a letter, like the one below, in the mail along with a check, like the one pictured above.
The letter informs the person that they have been accepted into the Quality Control program from Walmart. The letter informs the person of their responsibilities.
A check activation is required using a supplied user ID and password. Once the check is activated, the person is to deposit the check into their bank account to begin shopping and participating in the program. THIS IS A SCAM. Once you deposit the check into your account, the scammers drain your account.
DO NOT DEPOSIT THIS CHECK.
If you receive this letter in the mail, throw it away.

This scam certainly hits on your desperation and/or greed, and takes advantage of your need for money. It can be quite easy to see a check and immediately take it to the bank, but if you see this or anything like it, please check into it first. Odds are, people and corporations aren’t just going to send you money out of the blue.

Take the time to protect yourself and your assets.

10 Safety Essentials That Most Homes Are Missing

Although it's tempting to brush off the possibility that a fire, break-in, or other emergency could strike your home, it's always better to be safe than sorry. Make sure that you're prepared for anything by outfitting your home with these 10 safety essentials that you may not have–or even realize that you need.

1. Smart Door Locks.

Shared or lost keys can unlock the door to trouble. When the "key" to your house is on your phone, though, or entered into a keypad, you don't need to worry as much that others might have unlimited access to your home. Upgrading the deadbolt on your door with technology like the August Smart Lock can give you greater control over who enters your home and when. Create temporary virtual keys for guests to arrive at prearranged times, or simply buzz them in at a moment's notice from your phone. For peace of mind, you can check back on the app for a full log of recent visitors. Available on Amazon; $199.

2. First Aid Kit.

While this seems obvious, you should always keep a first aid kit on hand so you're prepared for accidents or emergencies. Pick up a prepackaged product like this 36-piece set that goes way beyond the basics, complete with alcohol swabs, a whistle, and a compass. The lightweight case is attached to a carabiner, so it's easy to take on the go too. Available on Amazon; $21.

3. Emergency Ladder.

Although we all hope we never have to endure the damage and loss of life that can be caused by a house fire, it’s still important to be prepared for one. If the unthinkable happens, an emergency ladder could save your life. Consider purchasing a multistory model and stashing it in an accessible location, preferably near a window, so you or your family members will be able to quickly and safely escape the house in the event of fire. Available on Amazon; $35.

4. Wi-Fi Connected HVAC.

You may think of your heating system primarily as a source of physical comfort, but in the winter it can protect your home against devastating damage. To ensure that your heating system stays on task, consider a Wi-Fi-connected thermostat like the Nest. The technology offers you the convenience of being able to control your thermostat from anywhere, via any Internet-enabled device. But more important, Wi-Fi thermostats provide real-time system alerts, so if your heating system were to fail, you could take action immediately—before frozen pipes and related hazards endanger your home. Available on Amazon; $249.

5. Motion Sensor Lights.

There's a reason why many police departments and security experts recommend installing motion-sensor lights as a defense against nighttime intruders. These energy-conscious fixtures shine a light on would-be burglars, deterring those who would rather do their bad deeds in the dark. Installed near entryways, motion-sensor lights also provide safe passage to anyone arriving home after dark. Available on Amazon; $19.47.

6. Hand Crank Radio.

Losing power doesn't have to mean losing touch with the rest of the world. This emergency radio needs only one of these three sources to operate: three AAA batteries, a little sunlight, or a small workout via a hand crank. Once the radio's running, you can set it to broadcast local weather alerts and still have enough juice to recharge your phone. And should you forget your candles and matches as you run to the basement for shelter, this phone-charging radio unit also serves triple-duty as an LED flashlight. Available on Amazon; $80.

7. Battery and Propane Powered Lights and Heaters.

At most times of the year, power outages are merely a nuisance. In the winter, however, they are downright dangerous. Why? Because the whole-home heating systems we use today rely on electricity. Without electricity, well, you're on your own. If your home doesn't have a fireplace and you're reluctant to get a generator, look into options like the Mr. Heater Portable Buddy Heater. Rated for indoor use, the propane-powered unit can keep a 200-square-foot space comfortable for as long as the fuel supply lasts. Available on Amazon; $136.59.

8. House Safe.

A small safe can really come in handy for safeguarding valuables like passports, family heirlooms, checkbooks, and other important papers. A safe that’s cleverly hidden away can keep these possessions from being stolen in the event of a break-in, and a fireproof and waterproof model can protect your valuables from the devastating effects of a fire. Available on Amazon; $65.

9. Fire Extinguishers.

A fire extinguisher may not be the most exciting or attractive addition to your home, but this must-have safety essential could save your life. Place it in an easily accessible area so you can quickly and effectively put out a fire, or at least tame the flames while your family escapes to safety. Available on Amazon; $20.

10. Butane Lighters and Candles.

When the lights suddenly flicker and you find yourself shrouded in darkness, a lighter can be a wonderful thing. Always have a few of these close at hand in case the power goes out or another emergency situation arises—you'll be grateful that they're there. A lighter can help you start a fire, illuminate a few candles, or navigate the dark. Purchase a pack of three or more so you'll have extras available whenever you need them. Available on Amazon; $8 for 6.


Urban Man!

She Thought She Had A $50 Bill

She Thought She Had A $50 Bill…Until She Realized She’d Been Scammed

by Jason DeWitt | Top Right News

 

People are extremely protective of their money, and with good reason. Getting a job in today’s market is hard enough, and everything is so expensive, so holding on to money is of the utmost importance. Whether that means continuously counting the cash in our wallets, or obsessively checking our online bank statements, we do so much to protect what we’ve earned.

But what if you didn’t have as much money as you thought, even after all that counting? You could be carrying counterfeit bills without even knowing it.

A new scam is so pervasive throughout much of America that the FBI and large banks have issued alerts to customers to be on the lookout, and carefully review all $50 bills, after “tens of thousands” of $10 bills have been altered to resemble the $50, and many people have been scammed by it.

But there’s one way to ensure that your bills are exactly what they appear to be. Here’s how.

All you need is a little bit of rubbing alcohol. Check out the entire process in the video below: